In This Issue:

Pg 3 – President’s Message

Pg 4 – Cover Story / Exec VP Message

Pg 5 – Retiree President Message/Treasurer Report

Pg 6 – VP Education /VP Legislative

Pg 7 – Secretary Message

Pg 8 – CAOS Registration

Pg 9 – Editor Message

Pg 10 – Spotlight

Pg 11 – 12 Member Messages

Pg 13 – 16 National Convention Info

Pg 17 – Federal Health Benefits

Pg 18 – Cares & Concerns

Pg 19 – Signature FCU

Pg 20 – Save the Dates